2.31am
14 June 2016
@The Hole Got Fixed said
And besides, I wouldn’t dare listen to Within You Without You after Love You To . There is thought involved in this…
I’d probably take “Love Me Do ” and follow it with “Revolution 9 ” then:
Cry Baby Cry
Savory Truffle
Honey Pie
Revolution 1
Long Long Long
Helter Skelter
Sexy Sadie
Everybody’s Got Something To Hide Except Me And My Monkey
Mother Nature’s Son
Yer Blues
Birthday
Julia
I Will
Why Don’t We Do It In The Road?
Don’t Pass Me By
Rocky Racoon
Piggies
Blackbird
I’m So Tired
Martha My Dear
Happiness Is A Warm Gun
While My Guitar Gently Weeps
The Continuing Story Of Bungalow Bill
Wild Honey Pie
On-La-Di Ob-La-Da
Glass Onion
Dear Prudence
Back In The USSR
Then I’d reverse the order of the playlist, and replace “Love Me Do ” with “Good Night “.
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4.39am
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27 November 2016
That’s more than 14 songs for 1968-1970…
But judging by that, you like the White Album a little bit?
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8.59pm
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To those of you who have finished school and are working: do you put a percentage of your wages/salary into a retirement savings account?
To those of you who are still in school (or school-age): have you ever thought about starting out saving for retirement right when you start working?
I have a pension through my job, but I am also putting money into a 403b. I didn’t start putting money into it until I was about 40. I’ve worked my way up to 15% of my salary going into it. However, I don’t think I will catch up to where I should be by retirement age if I don’t up the percentage. Oh well, it’s better than nothing.
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9.28pm
14 February 2016
Ahhh Girl said
To those of you who have finished school and are working: do you put a percentage of your wages/salary into a retirement savings account?
To those of you who are still in school (or school-age): have you ever thought about starting out saving for retirement right when you start working?I have a pension through my job, but I am also putting money into a 403b. I didn’t start putting money into it until I was about 40. I’ve worked my way up to 15% of my salary going into it. However, I don’t think I will catch up to where I should be by retirement age if I don’t up the percentage. Oh well, it’s better than nothing.
I’m going to get a job next year (after I get my GED) so I’ll be able to put all my earnings into a savings account since I’ll be living with my family until I’m 18. Then I’ll have to sanction some for living expenses.
I am you as you are you as you are you and you are all together.
9.52pm
11 April 2016
Ahhh Girl said
To those of you who are still in school (or school-age): have you ever thought about starting out saving for retirement right when you start working?
I thought a little about it, but perhaps I’ll start saving a few years after I start working. In terms of saving up for things immediately when I start working, I’m thinking that buying a house/moving/visiting a select few places are a bit more of a priority at that point.
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2.42am
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1 May 2011
Ahhh Girl said
To those of you who have finished school and are working: do you put a percentage of your wages/salary into a retirement savings account?
To those of you who are still in school (or school-age): have you ever thought about starting out saving for retirement right when you start working?I have a pension through my job, but I am also putting money into a 403b. I didn’t start putting money into it until I was about 40. I’ve worked my way up to 15% of my salary going into it. However, I don’t think I will catch up to where I should be by retirement age if I don’t up the percentage. Oh well, it’s better than nothing.
I pay tax, National Insurance contributions and a small amount into a pension. I should pay more but I can’t find the enthusiasm.
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2.50am
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27 November 2016
Ahhh Girl said
To those of you who have finished school and are working: do you put a percentage of your wages/salary into a retirement savings account?
To those of you who are still in school (or school-age): have you ever thought about starting out saving for retirement right when you start working?
No, I haven’t thought about it…
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8.28am
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20 August 2013
I pay my Social Security tax, too. Surely the Social Security system will pay me something when I reach eligibility age…if it is still around then.
Does anyone think Social Security in the US will go away? If so, how far down the road? I wonder if @Pablo Ramon has a thought about this.
Does Australia have a system like the US’s Social Security program?
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1.35pm
19 October 2016
@Ahhh Girl said
Does anyone think Social Security in the US will go away? If so, how far down the road? I wonder if @Pablo Ramon has a thought about this.
I’m not a finance expert, but here’s what I do know:
1. Social Security is fully funded through 2034, and then is sufficiently funded to pay 75% of benefits thereafter.
2. It could be fully funded after 2034 if the tax was increased to 14.4% immediately (it’s currently 12.2%, allocated evenly among employees and employers.) My bet is that a simple tax increase is unlikely to happen in the current political climate.
3. The Disability Insurance fund is perpetually running into insolvency and funds are perpetually reallocated from the retirement and survivors funds to prop it up.
4. The system currently functions like a very large ponzi scheme, which is why no one is willing or able to make major changes to the system – current contributions are needed to continue to pay current benefits, which means that if you wanted to, say, privatize the system going forward by diverting at least the current contributions into a re-designed system, you would end up unable to pay current benefits to people who depend on them for survival.
5. I don’t have an answer to how to fix it. Increasing the tax rate or reducing benefits would prop it up for a while but isn’t a long term solution to a system that is insolvent. My bet is that no one in Congress has any inclination to increase taxes or reduce benefits anyway, and if there is any initiative in our current regime, it would probably be to try to privatize the system. Privatization in itself might not be a terrible idea but as a practical matter it would create inequities and potential for abuse – the primary beneficiaries would be the investment banks…
6. What is likely to happen is that no one will have a comprehensive solution to the problem until it becomes a crisis, at which point the federal government will end up bailing out the social security system the way they bailed out the banks when the mortgage-backed securities market collapsed.
So, in answer to your question, @Pablo Ramon doesn’t have much of a thought about it, but he does have a few worries…
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20 August 2013
Grand. 2034 is the year before I reach 67 (full retirement age in the system). Wonder if I should start drawing when I am between 62-66 and get reduced monthly benefits. Guess I will cross that bridge if/when I get there.
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3.57pm
1 January 2017
Ahhh Girl said
and get reduced monthly benefits. Guess I will cross that bridge if/when I get there.
Grand. 2034 is the year before I reach 67 (full retirement age in the system). Wonder if I should start drawing when I am between
I just had to do that
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Ahhh Girl said
Grand. 2034 is the year before I reach 67 (full retirement age in the system). Wonder if I should start drawing when I am between 62-66 and get reduced monthly benefits. Guess I will cross that bridge if/when I get there.
You owe me a first class plane ticket to the US before you spending your savings on basics like heat and food after you retire.
"I told you everything I could about me, Told you everything I could" ('Before Believing' - Emmylou Harris)
7.26pm
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20 August 2013
^ Ah, yes, the first class plane ticket.
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3.23am
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3.57am
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1 May 2011
The Hole Got Fixed said
Ummm… What? Was this something that occurred before I joined? Or a mod only thing? I am most confused.
I have zero ideas of the backstory having forgotten it entirely. It was on the forum as mod discussions would leave you all wondering how on earth we manage to type properly.
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6.49am
1 November 2013
He’s afraid of flying last I heared.
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8.03pm
17 February 2015
8.13pm
1 November 2013
Never heard of it so probably not..?
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